Q. What is Title Insurance?

A. Title Insurance is a contract to protect an owner against losses arising through defects in the title to real estate owner. If a defect arises during the ownership of the property, the owner is assured that the owner will be protected against any losses due to a title defect or legal expenses to defend a claim against the property.

Q. What Can Make a Title Defective?

A. False claims of ownership, forged deeds, wills or signature; Illegal acts of trustees, guardian, administrators; Liens for unpaid estate, inheritance, income, property and gift taxes; Homestead rights; Defective foreclosures; Improper court procedures; Deeds by persons of unsound mind; Missing heirs; Unsettled estates; Improper legal description.

Q. What does Title Insurance Cost?

A. Unlike other insurance, title insurance is paid only once. The cost is directly related to the value of the property. See the last panel for rates.

If you have any other questions, please feel free to contact one of our representatives.

SELLER TO PROVIDE

Full Legal Name,

Address and Phone Number

Copy of Warranty

Deed and Title Insurance Policy
Name, Phone Number and Loan Number of existing Mortgage Co.

Marital Status

Community Association Information

BUYER TO PROVIDE

Full Legal Name,

Address & Phone Number

Sales Contract

Lender’s Phone Number

Name & Number of Inspection Co (if any)

Manner in which title will be taken

Marital Status

Name/Phone #of INSURANCE Agent